•  ARCC

    The COVID-19 Coronavirus continues to impact our businesses and communities and your Adirondack Regional Chamber of Commerce is continually working on assisting our members and business community the best way we can. Below you will find multiple resources:

     ARCC

  • Updated Paycheck Protection Program Q&A

    Please click here for updated Paycheck Protection Program Q&A from the SBA and the US Department of the Treasury.

    I am very excited to share that within the new Q&A, question and answer #9 came from verbiage from the ARCC working with Congresswoman Stefanik and her staff.

    We received several calls last Friday after initial guidance was issued on PPP with concerns regarding our seasonal businesses. Chandler Atkins of Elms Waterfront Cottages was the first call I received with concerns that seasonal businesses not in operation on February 15, 2020 would not receive any PPP to help support their employees. We immediately called Congresswoman Stefanik and worked with her staff over the weekend to provide clarity to our members and in turn thousands of seasonal businesses around the country. Many thanks to Congresswoman Stefanik and her staff for the team work and turning this around so quickly!

    I love that phone calls that started from our region changed and clarified the verbiage in a national program. Thank you to our local seasonal businesses for calling us and being a part of the solution.

    Blessings,

    Michael Bittel
    ARCC President & CEO


     

  • A message from ARCC President Michael Bittel - April 6, 2020

    Blessings

    I sign each and every email, letter and correspondence with the closing of “Blessings”.  I don’t have it as an automatic closing, I actually sign or type it each time I write something.  Every time I write “Blessings” it reminds me of one thing; I wish you well (or good).  Whatever well means to you that is what I wish upon you.  No hidden agenda, no secret code, just Blessings, just “be well”.

    During this time that is effecting all of us, I wish you Blessings.  I wish you well.  I see difficult times around us, but also I see so many blessings.  From the many phone calls and emails, we receive each day, the stories and actions of the people of our region are incredible.  What our community is doing, as individuals and collectively, is nothing short of amazing.

    We wish blessings upon those whose businesses are interrupted and those who are out of work during these times.  We wish blessings upon our healthcare workers, our law enforcement, emergency medical workers and all those on the front line.  Those front lines have expanded to so many people, they are everywhere now.  Those working in stores and our farmers who still work hard to grow and provide us food.  Those working in non-profits who continue to provide to those in need.  Those working in manufacturing, in government, and so many other places are out there serving us all on the front lines.  There are so many others who continue to provide us blessings through this time. 

    The most important blessings I have for you is to be safe and healthy.  Please take care of yourself and your family.  Please remember to check on your neighbors, especially the elderly.

    Please know that we are here for you, we will help you in any way we can.  Member or non-member, it doesn’t matter.  We are here to help.

    We are in this together and we will get through this together – better and stronger than ever.

    Blessings,


    Michael Bittel

    ARCC President & CEO


     

  • ARCC to host Conversation with our Legislators on Wednesday, April 8th at 9:30 am

    Join the Adirondack Regional Chamber of Commerce (ARCC) for a conversation with our Legislators on Wednesday, April 8, 2020 at 9:30 am.
     
    The following will be on the call:
     
    • Congresswoman Elise Stefanik
    • Senator Betty Little
    • Assemblyman Dan Stec
    • Assemblywoman Carrier Woerner
    • Small Business Administration (SBA) Representative Jeff Boyce
    • Small Business Development Center (SBDC) Representative Dale Rice
     
    This call will be moderated by ARCC President & CEO Michael Bittel.

     

  • SBA Paycheck Protection Program Final Guidance Released

    Please click here for final SBA Paycheck Protection Program Final Guidance.

    While applications are supposed to be open for small businesses today through SBA approved banks, this guidance was officially released late last night. Please be patient with your bank as they are working hard to digest the guidance and get application systems up and running. Some banks may not be able to process your application immediately.


     

  • US Department of Labor Guidance on FMLA and COVID-19

    The US Department of Labor has issued guidance regarding the Family and Medical Leave Act regarding COVID-19. 
     
    Please click here to review this guidance provided to us by Upstate Agency Insurance.

     

  • CARES Act SBA Paycheck Protection Program Sample Application and Information

    Through the CARES Act Legislation signed last Friday, the SBA has released an overview here, information fact sheet here and a sample application here for the Paycheck Protection Program.
     
    KEY INFORMATION HIGHLIGHTS:
     
    April 3, 2020* is when small businesses and sole proprietorships may apply for the Paycheck Protection Program.
     
    April 10, 2020* is when independent contractors and self-employed individuals may apply for the Paycheck Protection Program.
     
    You may apply through an approved and existing SBA lender (that would be an SBA approved bank, etc.). 
     
    Please note that the sample application here within is to be used as a guide. Banks may require that you apply online on April 3, 2020*. This will help the banks and you streamline the process. The sample application link above will help you gather the info you need when you apply through your bank.
     
    *The application date may vary as banks are still waiting for final guidance.

  • New York State Tax Deadline Extended until July 15, 2020

    On March 7, 2020, Governor Andrew M. Cuomo declared a State Disaster Emergency for all of New York State due to the impact of the novel coronavirus, COVID-19 outbreak. The Governor has subsequently issued Executive Order No. 202.12 authorizing the Commissioner to provide relief from certain tax filing and payment deadlines.

     

    Please see guidance extending New York State Tax deadline until July 15, 2020 from The New York State Department of Taxation and Finance here.

     


     

  • CARES Act/SBA Payroll Protection Program Final Guidance and Application still to come

     

    The CARES Act was passed and signed into law this past Friday. The SBA is working hard on finalizing guidance and the application process of the Payroll Protection Program portion of the CARES Act. Once the SBA provides final guidance and the ability for you to apply for the Payroll Protection Program, we will share with you asap.  
     
    We sent out the following links yesterday from our friends at the New York State Hospitality and Tourism Association:
     
    Please click here for a SBA 7(a) CARES Act/Payroll Protection Program and SBA 7(b) EIDL Federal Stimulus Loan Chart.
     
    Please click here for who is eligible under the CARE Act for loans.
     
    Our banks cannot process anything under the CARES Act/Payroll Protection Program at this time until the SBA formally provides final guidance and opens up the application process.  
     
    SBA 7(b) Economic Injury Disaster Loans (EIDL) can be applied for now.

     

  • SBA 7(a) and SBA 7(b) Federal Stimulus Loan Chart and Eligibility Guide from NYSH&TA SBA 7(a) and SBA 7(b) Federal Stimulus Loan Chart and Eligibility Guide from NYSH&TA

    SBA 7(a) and SBA 7(b) Federal Stimulus Loan Chart and Eligibility Guide from NYSH&TA

    Please click here for a SBA 7(a) CARES Act and SBA 7(b) EIDL Federal Stimulus Loan Chart from our friends at New York State Hospitality & Tourism Association.
     
    Please click here for who is eligible under the CARE Act for loans, also from NYSH&TA.
  • CARES Act Emergency Loans Guide and Checklist from the US Chamber of Commerce CARES Act Emergency Loans Guide and Checklist from the US Chamber of Commerce

    CARES Act Emergency Loans Guide and Checklist from the US Chamber of Commerce

     

    From our friends at the US Chamber of Commerce:

    Congress has approved $350 billion in emergency loans for small businesses to help them keep workers employed. In fact, if small businesses maintain or later restore their payrolls, they may not have to repay some — or possibly any — of the loan. Here’s a guide and checklist from the U.S. Chamber of Commerce to help your small business through the process. 

  • COVID-19 Paid Sick Leave Law and Guidance COVID-19 Paid Sick Leave Law and Guidance

    COVID-19 Paid Sick Leave Law and Guidance

    Please find a link here for COVID-19 Paid Sick Leave Law and Advisory.

     

    Please find a link here for COVID-19 Paid Sick Leave Guidance.

  • New York State DOL Unemployment Insurance Benefits Q&A for Employers and Employees New York State DOL Unemployment Insurance Benefits Q&A for Employers and Employees

    New York State DOL Unemployment Insurance Benefits Q&A for Employers and Employees

     

    Please click here for the New York State DOL Unemployment Insurance Benefits Q&A for Employers and Employees document.
  • A Message from ARCC President Michael Bittel

    We are in this together. 

    Those words hit me the first day I started at the Adirondack Regional Chamber of Commerce almost two years ago.  Being a local guy and involved in our community for years, I thought I had a good handle on the pulse of our community.  On my first day on the job, I was blown away as I witnessed several times from our members and our community that we live among some of the most passionate, loving and caring people anywhere.  

    We are in this together. 

    People asked me what is the mission of the ARCC?  We (Amanda, Tricia, Cheryl and me) quickly realized it was more than our mission statement of “Helping local companies succeed, grow and thrive and expand economic opportunity throughout the region.” Our mission really is to love and to serve.  We love our community and we are here to serve YOU. 

    We are in this together. 

    We quickly realized that it wasn’t the community that had to get on board with the ARCC, it was the ARCC that had to get on board with the community.  The loving heart and servant’s heart are already thriving in our community.  From the volunteerism, to the giving, to the care that our employers have for their employees and the community, we are all blessed to live here.

    We are in this together. 

    Please know, we are here for you.  We are here with a loving heart and a servant’s heart.  If you have questions, if you need a connection, if you need information, if you need an ear, we are here.  We hope to be of help and service during these times, because we know one thing:

    We are in this together AND we will get through this together.

    Be well.

    Blessings,
     
    Michael Bittel
    President & CEO
    Adirondack Regional Chamber of Commerce

     
  • USDOL Families First Coronavirus Response Act: Employee Paid Leave Rights USDOL Families First Coronavirus Response Act: Employee Paid Leave Rights

    USDOL Families First Coronavirus Response Act: Employee Paid Leave Rights

    The US Department of Labor has come out with guidance on the Families First Coronavirus Response Act: Employee Paid Leave Rights.
     
    Please find a link here for the full fact sheet for the Employee Paid Leave Rights.
     
    Please find a link here for a question and answer sheet for the Employee Paid Leave Rights.
     
    Many thanks to Dan MacEntee of Senator Little’s office for forwarding to us.
  • New SBA EIDL Applications 3/26 Website Link New SBA EIDL Applications 3/26 Website Link

    New SBA EIDL Applications 3/26 Website Link

    As the SBA Economic Injury Disaster Loans (EIDL) applications continue to surge, the Office of Disaster Assistance has provided an alternate method for applicants to submit and upload forms while the application portal is down for maintenance.
     
    Please find links below to the New SBA Economic Injury Disaster Loans (EIDL) application website, online forms and other information helpful in your application process.
     
     
    Businesses are advised to fill out the PDF forms and reach out to SBDC if they need assistance with compiling the financial information. They may request assistance with the application at www.nysdbc.org to make an online request.
  • SBA Economic Disaster Loan Programs Zoom Information Recorded Session SBA Economic Disaster Loan Programs Zoom Information Recorded Session

    SBA Economic Disaster Loan Programs Zoom Information Recorded Session

     

    Please find a link of a recent SBA Economic Disaster Loan Programs Zoom Information Recorded Session. Thank you to Kate Baker of the Small Business Development Center (SBDC) for passing this along to us.
     
    Click here to view the recorded session.
  • Supplies Needed for our Hospitals and Healthcare Providers Supplies Needed for our Hospitals and Healthcare Providers

    Supplies Needed for our Hospitals and Healthcare Providers

    Our Hospitals and Healthcare providers in our region need your help. Do you have any of the following items that could be utilized by our Healthcare providers? If yes, please email the ARCC.
     
    Masks (Face/Surgical)
     
    Masks (P95 or N95)
     
    Protective eye wear (Glasses)
     
    Protective face shields
    
    Disposable Gowns
     
    Thank you much for your support of our community.
  • "New York State Pause" Governor Cuomo Executive Order "New York State Pause" Governor Cuomo Executive Order

    "New York State Pause" Governor Cuomo Executive Order

    Please find a link below regarding the “New York State Pause” Governor Cuomo Executive Order. This is a 10 point-policy that the Governor has mandated to combat the Coronovirus, starting with all non-essential businesses should be closed as of 8 pm Sunday (yesterday), March 22, 2020.

     

    Click here to read "New York State Pause" Governor Cuomo Executive Order.

  • SBA Economic Injury Disaster Loan Application and Information SBA Economic Injury Disaster Loan Application and Information

    SBA Economic Injury Disaster Loan Application and Information

    From our partners at the Small Business Administration:
     
    SBA Administrator Jovita Carranza has approved a statewide disaster declaration for NY. Eligible small businesses may now apply for SBA Economic Injury Disaster Loans (EIDL) online at https://disasterloan.sba.gov/ela. Please review the attached fact sheet with important information about the declaration and EIDL requirements. Businesses can take advantage of free assistance offered by SBA’s network of Resource Partners for help with preparing their loan applications. You may visit www.sba.gov/local-assistance to find local help. The NYS Small Business Development Center network recommends submitting a request for assistance online at http://nyssbdc.org/appointment.html.
     
    Click here to download the SBA Fact Sheet.
  • Governor Cuomo Signs The 'NEW YORK STATE ON PAUSE' Executive Order, List of Essential Businesses and "Designation as an Essential Business" Request Form - March 20, 2020 Governor Cuomo Signs The 'NEW YORK STATE ON PAUSE' Executive Order, List of Essential Businesses and "Designation as an Essential Business" Request Form - March 20, 2020

    Governor Cuomo Signs The 'NEW YORK STATE ON PAUSE' Executive Order, List of Essential Businesses and "Designation as an Essential Business" Request Form - March 20, 2020

     

    Click here to read Governor Cuomo's 'New York State on Pause' Executive Order
     

    Below is a list of "Essential Businesses" according to Executive Order 202.6:

     

    1. Essential health care operations including

    • research and laboratory services

    • hospitals

    • walk-in-care health facilities

    • emergency veterinary and livestock services

    • elder care

    • medical wholesale and distribution

    • home health care workers or aides for the elderly

    • doctor and emergency dental

    • nursing homes, or residential health care facilities or congregate care facilities

    • medical supplies and equipment manufacturers and providers

     

    2. Essential infrastructure including

    • utilities including power generation, fuel supply and transmission

    • public water and wastewater

    • telecommunications and data centers

    • airports/airlines

    • transportation infrastructure such as bus, rail, or for-hire vehicles, garages

    • hotels, and places of accommodation

     

    3. Essential manufacturing including

    • food processing, manufacturing agents, including all foods and beverages

    • chemicals

    • medical equipment/instruments

    • pharmaceuticals

    • sanitary products

    • telecommunications

    • microelectronics/semi-conductor

    • agriculture/farms

    • household paper products

     

    4. Essential retail including

    • grocery stores including all food and beverage stores

    • pharmacies

    • convenience stores

    • farmer’s markets

    • gas stations

    • restaurants/bars (but only for take-out/delivery)

    • hardware and building material stores

     

    5. Essential services including

    • trash and recycling collection, processing and disposal

    • mail and shipping services

    • laundromats

    • building cleaning and maintenance

    • child care services

    • auto repair

    • warehouse/distribution and fulfillment

    • funeral homes, crematoriums and cemeteries

    • storage for essential businesses

    • animal shelters

     

    6. News media

     

    7. Financial Institutions including

    • banks

    • insurance

    • payroll

    • accounting

    • services related to financial markets

     

    8. Providers of basic necessities to economically disadvantaged populations including

    • homeless shelters and congregate care facilities

    • food banks

    • human services providers whose function includes the direct care of patients in state-licensed or funded voluntary programs; the care, protection, custody and oversight of individuals both in the community and in state-licensed residential facilities; those operating community shelters and other critical human services agencies providing direct care or support

     

    9. Construction including

    • skilled trades such as electricians, plumbers

    • other related construction firms and professionals for essential infrastructure or for emergency repair and safety purposes

     

    10. Defense

    • defense and national security-related operations supporting the U.S. Government or a contractor to the US government

     

    11. Essential services necessary to maintain the safety, sanitation and essential operations of residences or other essential businesses including

    • law enforcement

    • fire prevention and response

    • building code enforcement

    • security

    • emergency management and response

    • building cleaners or janitors

    • general maintenance whether employed by the entity directly or a vendor

    • automotive repair

    • disinfection

     

    12. Vendors that provide essential services or products, including logistics and technology support, child care and services:

    • logistics

    • technology support for online services

    • child care programs and services

    • government owned or leased buildings

    • essential government services

     

    Click here for "Designation as an Essential Business" Request Form

  • "Essential Business" and 75% Workforce Reduction Executive Order and Waiver Form "Essential Business" and 75% Workforce Reduction Executive Order and Waiver Form

    "Essential Business" and 75% Workforce Reduction Executive Order and Waiver Form

    Please find a link below regarding further guidance on Governor Cuomo’s 75% work reduction mandate. You will also find a link below for a “request a waiver” form. Both are through the Empire State Development website.

    Click here for guidance on Executive Order 202.6

    Click here for designation as an "essential business" request form

  • Conversation with Congresswoman Elise Stefanik - Thursday, March 19, 2020 Conversation with Congresswoman Elise Stefanik - Thursday, March 19, 2020

    Conversation with Congresswoman Elise Stefanik - Thursday, March 19, 2020

    I would like to thank Congresswoman Elise Stefanik for joining over 100 of our members live at 3 pm this afternoon for an informative phone conversation.  The Congresswoman gave us an overview of what is happening at the Federal level as well as taking over 20 member questions regarding the ongoing challenges of our business community and our community as a whole.   Please find below a link to the conversation hosted and provided by our partners at StoredTech.

    Click here to listen to the conversation with Congresswoman Elise Stefanik.

    Your ARCC looks forward to continuing to work with our elected officials and passing along information as it becomes available.

     

    Blessings,

     

    Michael Bittel

  • New York State Executive Order Mandating Business that Require In-Office Personnel to Decrease Workforce by 75% New York State Executive Order Mandating Business that Require In-Office Personnel to Decrease Workforce by 75%

    New York State Executive Order Mandating Business that Require In-Office Personnel to Decrease Workforce by 75%

     

    Governor Cuomo has issued an Executive Order mandating that businesses that require in-office personnel to decrease in-office workforce by 75%. Please see the link below to read the full Executive Order.

    Click here to read full Executive Order.

  • Essential Business Executive Order 202.6 Announced by Governor Cuomo -Wednesday, March 18, 2020 Essential Business Executive Order 202.6 Announced by Governor Cuomo -Wednesday, March 18, 2020

    Essential Business Executive Order 202.6 Announced by Governor Cuomo -Wednesday, March 18, 2020 

     

    Please find below an outline of the Essential Business Executive Order from Governor Cuomo. You will also see two links; one which is the actual bill the Governor signed and the second link to Empire State Development which you can ask questions directly regarding Essential Business status.

     

    Effective on March 20 at 8 p.m.: All businesses and not-for-profit entities in the state shall utilize, to the maximum extent possible, any telecommuting or work from home procedures that they can safely utilize. Each employer shall reduce the in-person workforce at any work locations by 50% no later than March 20 at 8 p.m. Any essential business or entity providing essential services or functions shall not be subject to the in-person restrictions. This includes essential health care operations including research and laboratory services; essential infrastructure including utilities, telecommunication, airports and transportation infrastructure; essential manufacturing, including food processing and pharmaceuticals; essential retail including grocery stores and pharmacies; essential services including trash collection, mail, and shipping services; news media; banks and related financial institutions; providers of basic necessities to economically disadvantaged populations; construction; vendors of essential services necessary to maintain the safety, sanitation and essential operations of residences or other essential businesses; vendors that provide essential services or products, including logistics and technology support, child care and services needed to ensure the continuing operation of government agencies and provide for the health, safety and welfare of the public; 
     
    Any other business may be deemed essential after requesting an opinion from the Empire State Development Corporation, which shall review and grant such request, should it determine that it is in the best interest of the state to have the workforce continue at full capacity in order to properly respond to this disaster. No later than 5 p.m. on March 19, 2020, Empire State Development Corporation shall issue guidance as to which businesses are determined to be essential. 
     
    Read the entire Essential Business Executive Order 202.6 from Governor Cuomo here.
     
     
    To contact Empire State Development with questions regarding Essential Business status, click here.
  • COVID-19 Governor Cuomo Press Release Regarding Business Staffing Levels - Wednesday, March 18, 2020 COVID-19 Governor Cuomo Press Release Regarding Business Staffing Levels - Wednesday, March 18, 2020

    COVID-19 Governor Cuomo Press Release Regarding Business Staffing Levels - Wednesday, March 18, 2020

     

    AMID ONGOING COVID-19 PANDEMIC, GOVERNOR CUOMO ANNOUNCES DEPLOYMENT OF 1,000-BED HOSPITAL SHIP 'USNS COMFORT' TO NEW YORK HARBOR
     
    See here for a photo of the USNS Comfort
     
    Issues Executive Order Directing Non-Essential Businesses to Implement Work from Home Policies Effective Friday, March 20
     
    Businesses that Require In-Office Personnel Must Decrease In-Office Workforce by 50 Percent
     
    Exceptions Made for Essential Services — Including Shipping Industry, Warehouses, Grocery and Food Production, Pharmacies, Media, Banks and Related Financial Institutions, and Businesses Essential to Supply Chain
     
    Confirms 1,008 Additional Coronavirus Cases in New York State - Bringing Statewide Total to 2,382; New Cases in 20 Counties
     
    Governor Meeting Today with Army Corp of Engineers to Discuss Hospital Surge Capacity 
     
    Amid the ongoing COVID-19 pandemic, Governor Andrew M. Cuomo today announced the USNS Comfort will be deployed to New York harbor and is expected to arrive in April. The 1,000-bed hospital ship has 12 fully-equipped operating rooms and will significantly increase New York's hospital surge capacity. The Governor is meeting with leadership of the Army Corp of Engineers today to discuss ways to increase hospital capacity in New York.
     
    The Governor also announced he will issue an executive order directing non-essential businesses to implement work-from-home policies effective Friday, March 20. Businesses that rely on in-office personnel must decrease their in-office workforce by 50 percent. The executive order exempts essential service industries, including shipping, media, warehousing, grocery and food production, pharmacies, healthcare providers, utilities, banks and related financial institutions, and other industries critical to the supply chain. 
     
    "We are fighting a war against this pandemic and we know that two of the most effective ways to stop it is by reducing density and increasing our hospital capacity so our healthcare system is not overwhelmed," Governor Cuomo said. "The deployment of the USNS Comfort to New York is an extraordinary but necessary step to help ensure our state has the capacity to handle an influx of patients with COVID-19 and continue our efforts to contain the virus. Partnering with the private sector to require nonessential employees to work from home will also go a long way toward bending the curve. My number one priority is protecting the public health so that a wave of new cases doesn't crash our hospital system, and we will continue taking any action necessary to achieve that goal." 
     
    Finally, the Governor confirmed 1,008 additional cases of novel coronavirus, bringing the statewide total to 2,382 confirmed cases in New York State. Of the 2,382 total individuals who tested positive for the virus, the geographic breakdown is as follows:
     
    Albany County: 36 (13 new)
    Allegany County: 2
    Broome County: 1
    Chenango County: 1 (1 new)
    Clinton County: 1
    Delaware County: 1
    Dutchess County: 20 (4 new)
    Erie County: 7
    Essex County: 1 (1 new)
    Greene County: 2
    Hamilton County: 1 (1 new)
    Herkimer County: 1
    Monroe County: 14 (4 new)
    Montgomery County: 2 (1 new)
    Nassau County: 183 (52 new)
    New York City: 1339 (695 new)
    Onondaga County: 2
    Ontario County: 1
    Orange County: 32 (17 new)
    Putnam County: 2
    Rensselaer County: 4 (3 new)
    Rockland County: 30 (8 new)
    Saratoga County: 14 (5 new)
    Schenectady County: 14 (9 new)
    Suffolk County: 116 (32 new)
    Sullivan County: 1
    Tioga County: 1
    Tompkins County: 3 (1 new)
    Ulster County: 9 (1 new)
    Warren County: 1 (1 new)
    Washington County: 1 (1 new)
    Westchester County: 538 (158 new)
    Wyoming County: 1
     
    On Monday, Governor Cuomo directed nonessential state employees statewide to work from home. The Governor also directed local governments to reduce their overall workforce by 50 percent and allow nonessential employees to work from home.
     
    Also on Monday, Governor Cuomo, New Jersey Governor Phil Murphy and Connecticut Governor Ned Lamont announced a regional approach to combating the novel coronavirus - or COVID-19 - throughout the tri-state area. These uniform standards limited crowd capacity for social and recreational gatherings to 50 people, and required restaurants and bars to close on premise service and move to take-out and delivery services only. The three governors also temporarily closed movie theaters, gyms and casinos.
  • SBA To Provide Small Businesses Impacted by Coronavirus (COVID-19) Up to $2 Million in Disaster Assistance Loans SBA To Provide Small Businesses Impacted by Coronavirus (COVID-19) Up to $2 Million in Disaster Assistance Loans

    SBA To Provide Small Businesses Impacted by Coronavirus (COVID-19) Up to $2 Million in Disaster Assistance Loans

    SBA Administrator Jovita Carranza issued the following statement today in response to the President’s address to the nation:
     
    “The President took bold, decisive action to make our 30 million small businesses more resilient to Coronavirus-related economic disruptions. Small businesses are vital economic engines in every community and state, and they have helped make our economy the strongest in the world. Our Agency will work directly with state Governors to provide targeted, low-interest disaster recovery loans to small businesses that have been severely impacted by the situation. Additionally, the SBA continues to assist small businesses with counseling and navigating their own preparedness plans through our network of 68 District Offices and numerous Resource Partners located around the country. The SBA will continue to provide every small business with the most effective and customer-focused response possible during these times of uncertainty.”
     
    Process for Accessing SBA’s Coronavirus (COVID-19) Disaster Relief Lending
     
    • The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Upon a request received from a state’s or territory’s Governor, SBA will issue under its own authority, as provided by the Coronavirus Preparedness and Response Supplemental Appropriations Act that was recently signed by the President, an Economic Injury Disaster Loan declaration.
     
    • Any such Economic Injury Disaster Loan assistance declaration issued by the SBA makes loans available to small businesses and private, non-profit organizations in designated areas of a state or territory to help alleviate economic injury caused by the Coronavirus (COVID-19).
     
    • SBA’s Office of Disaster Assistance will coordinate with the state’s or territory’s Governor to submit the request for Economic Injury Disaster Loan assistance.
     
    • Once a declaration is made for designated areas within a state, the information on the application process for Economic Injury Disaster Loan assistance will be made available to all affected communities.
     
    • SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
     
    • These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75%.
     
    • SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.
     
    • SBA’s Economic Injury Disaster Loans are just one piece of the expanded focus of the federal government’s coordinated response, and the SBA is strongly committed to providing the most effective and customer-focused response possible.
     
    For additional information, please visit: https://www.sba.gov/page/guidance-businesses-employers-plan-respond-coronavirus-disease-2019-covid-19, contact the SBA disaster assistance customer service center, call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail disastercustomerservice@sba.gov.
  • Shared Work Program Information Shared Work Program Information

    Shared Work Program

    The New York State Department of Labor has a Shared Work Program that was designed as a layoff alternative. Read more here.

     

    Information on Shared Work Program from NY State Department of Labor

    The Shared Work Program gives you an alternative to laying off workers during business downturns by allowing them to work a reduced work schedule and collect partial Unemployment Insurance benefits for up to 26 weeks. Instead of cutting staff, you can reduce the number of hours of all employees or just a certain group. Click here for an informational sheet on the NY State Department of Labor Shared Work Program.

     

     

    New York State Department of Labor Implements a Filing System and Extends Hours to Address the Influx of Unemployment Claims and Make Process More Efficient for Claimants

     

    Providing Unemployment Insurance benefits is DOL’s number one priority, and everyone who is entitled to UI benefits will receive them in a timely manner.  Click here to learn more.

    To that end, we are implementing a new more efficient filing system based on the first letter of the applicant's last name (alphabetical order).

  • COVID-19 Informational Resources COVID-19 Informational Resources

    In an effort to stay current with information regarding the Coronavirus, please see the below links and phone numbers. The best thing we can do is to stay informed. We hope that the below information at the County, State and Federal levels are helpful in your informed decision making.

     

    Phone Numbers for County Health Departments:

     

    Warren County - 518-761-6580

     

    Washington County - 518-746-2400

     

    Saratoga County - 518-584-7460

     

    Essex County - 518-873-3500

  • Guidance for Cleaning and Disinfection for COVID-19 For Retail Stores Guidance for Cleaning and Disinfection for COVID-19 For Retail Stores

    Guidance for Cleaning and Disinfection for COVID-19 For Retail Stores - Issued on March 16, 2020

    To help prevent spread of COVID-19, procedures and supplies should be in place to encourage proper hand and respiratory hygiene as well as routine cleaning and disinfection of high-risk locations. This guidance is provided for essential retail locations (grocery stores and pharmacies) in New York State so that owners, operators and other individuals can incorporate these procedures into their facility protocols.
     
    Click here to view the full document.
  • Governor Cuomo's Tri-State Press Release - Issued on March 16, 2020 Governor Cuomo's Tri-State Press Release - Issued on March 16, 2020

    Governor Cuomo's Tri-State Press Release - Issued on March 16, 2020

    AMID LACK OF FEDERAL DIRECTION, GOVERNOR CUOMO, GOVERNOR MURPHY AND GOVERNOR LAMONT ANNOUNCE REGIONAL APPROACH TO COMBATING COVID-19

    The three States will limit crowd capacity for recreational and social gatherings to 50 people - effective by 8 PM tonight.

    Restaurants and bars will close for on premise service and move to take-out and delivery only effective 8 PM tonight.

    Movie theaters, gyms and casinos will temporarily close effective 8 PM tonight.

    Uniform approach to social distancing will slow spread of COVID-19 throughout the tri-state area.

     

    Continue reading this press release here.

  • State Liquor Authority COVID-19 Guidance on Restrictions for Licensees and To-Go & Delivery Sales, and Q & A State Liquor Authority COVID-19 Guidance on Restrictions for Licensees and To-Go & Delivery Sales, and Q & A

    State Liquor Authority COVID-19 Guidance on Restrictions for Licensees and To-Go & Delivery Sales, and Q & AEffective Monday, March 16, 2020 at 8:00PM until Further Notice

    Pursuant to the Governor’s order, effective Monday, March 16, 2020 at 8:00PM, all licensed on-premises establishments (e.g. restaurants, bars, taverns, clubs, arenas, catering establishments, etc.) must cease on-premises sales of alcoholic beverages and/or food.  Additionally, all licensed manufacturers with on-premises privileges must also cease on-premises sales of alcoholic beverages and/or food; however, a licensed manufacturer may continue all manufacturing operations.  This restriction shall continue until April 15, 2020 but may be extended or reduced depending upon the circumstances. 

     

    To aid in prevention of the spread of the coronavirus and assist businesses impacted by the current state of emergency, the Governor has ordered the State Liquor Authority (SLA) to promulgate guidance on new off-premises privileges for licensed businesses with on-premises privileges.

     

    The State Liquor Authority offers the following guidance:

    • Any on-premises licensee and any manufacturing licensee with on-premises retail privileges may sell for off-premises consumption any alcoholic beverages that it is able to sell for on premises consumption under the law.  
      • For example, a tavern wine licensee may sell beer, wine, cider, mead, and wine product, but not liquor, and a farm winery may sell any New York State labeled wine, beer, cider, mead, or liquor, but not non-New York State products unless it has an on-premises license as well.
    • Alcoholic beverage sold for off-premises consumption pursuant to this guidance may be sold in any closed and any sealed original container of any size.  Provided that:
      • The sale of each container shall be accompanied by the purchase of food;
      • Sales should be consistent with municipal open container ordinances.
    • Alcoholic beverages sold for off-premises consumption pursuant to this guidance may be sold for takeout from the licensed premises or may be delivered to the customer’s residence.  
      • Deliveries shall be made in a vehicle permitted by the Authority (e.g., a third-party delivery service), or a vehicle-owned and -operated, or hired and operated by the licensee or its employee.  A copy of the permit or license must be present in the vehicle.  
    • Alcoholic beverages sold for off-premises consumption pursuant to this guidance may only be sold during the on-premises hours of operation of the county in which the premises is located or, if different, the hours of operation set forth in the licensee’s method of operation with the Authority.
    • While this guidance restricts on-premises privileges, this does not modify any off-premises privileges currently included with your license. 
      • For example, breweries, micro-breweries and farm breweries have always had the privilege to sell beer to go to customers at the premises; this privilege is unchanged.  Under the new guidelines, breweries, micro-breweries and farm breweries who do not also hold an on-premises license may take orders from persons not at the premises for delivery of beer, however these orders for delivery must include food.  

    Any licensed business found to be operating in violation of the Governor’s order restricting on-premises sales of alcoholic beverages shall face a monetary penalty (retail maximum of $10,000/manufacturer maximum of $100,000), and/or suspension, cancellation, or revocation of its license.

     


    Q & A Regarding the Shutdown  

    At the direction of Governor Cuomo, in order to alleviate the economic hardships faced by our licensees, the SLA has developed new rules to allow for the sale of wine and spirits for delivery and takeout orders for on-premises licensees.  
    We are receiving several questions from retailers and manufacturers. Below are examples of questions and answers provided to retailers/manufacturers; please check back frequently as we will update as new questions come in.       


    I operate a tavern with limited food, can I deliver/sell for takeout alcoholic beverages with orders of food consisting of items such as potato chips, pretzels, peanuts, etc.?  
    Yes, if this is the standard food requirement for your license, you may sell alcoholic beverages for takeout or delivery with these items.

     

    Can I sell mixed drinks for takeout or for delivery sales?  
    Yes, provided the beverage is placed in a closed container.  All sales must be consistent with municipal open container ordinances.


    Do private clubs, VFWs, Elks Clubs, American Legions, etc., fall under the shutdown for on-premises sales?   
    Yes, private clubs fall under the shutdown guidelines.  

     

    I operate a micro-brewery, farm brewery or brewery, can I sell beer to go without the customer ordering food?  
    Yes, if the sale takes place on your premises.  However, under the new guidelines, while breweries who do not also hold an on-premises license may take orders from persons not at the premises for delivery of beer, these orders for delivery must include food.  

     

    I operate a distillery, cidery or winery, can I sell products I produce without the customer ordering food?  
    You may for sales that occur in person at your premises; for orders from persons not at the premises, these orders for delivery must include food.

     

    I have received orders for food in addition to ten (or more) mixed drinks, is this permissible?  
    Yes, the guidelines do not include restrictions on the quantity of alcoholic beverages, again provided they are in sealed containers.  

     

    A craft manufacturer may currently sell closed containers of its beer, wine, or spirit (depending on license type) for off-premises consumption without an attendant food sale. The guidance released today mentioned that an attendant food sale is required for off-premises sales. Can you confirm that this requirement does not apply to manufacturers who are already permitted to make off-premises sales without an attendant food sale?
    The guidance relates to sales that are not made under the current off-premises privileges of your license.  So if the sale is to someone not at the licensed manufacturing premises or the sale is of a product not in an original bottle, for example, then food must be included in that sales transaction.

     

    Can a manufacturer launch a website where customers may purchase closed containers of the licensee’s beer, wine, or spirit for pick up at a scheduled time from the manufacturer’s licensed premises?
    Yes, this is permissible.

     

    Any questions can be emailed to the Authority at web.master@sla.ny.gov

     

  • ARCC President Michael Bittel Video Interview with LookTV

    Join Look TV as we sit down with Michael Bittel, President and CEO of the Adirondack Regional Chamber of Commerce. We discuss the effects of COVID-19 on small businesses and our community, and what the government is doing to help. Many thanks to Jesse Jackson, and his team at LookTV, for this interview opportunity. Click here to watch the interview.