Commercial Relationship Manager

MOVE YOUR CAREER IN THE RIGHT DIRECTION!

 Glens Falls National Bank & Trust Company is seeking an experienced

                                             Commercial Relationship Manager

This position may be perfect for you if you have experience in:

 Commercial Credit and Banking Products

 Communication Skills

 Sales 

About the Position:

Responsible for managing commercial borrower/depositor relationships including new loan requests, cash management/deposit services development of new business, and management/oversight of assigned commercial loan portfolio.  Adheres to Loan Policy and work to achieve assigned goals and objectives to support Company strategic plan.

 
RESPONSIBILITIES:

§ Identify prospective customers and implement plan for gaining business through researched business development calls, networking, and response to referrals. Continuously develop growing network of referral sources for new business.

§ Build/expand existing customer relationships by identifying needs and recommending solutions while effectively handling existing loan requests.  Work with current customers to encourage referrals.

§Manage commercial loan portfolio including collection and review of financial information to ensure Company’s interests are protected.  Adhere to Loan Policy, department procedures, and applicable Federal/State/Local laws and regulations.

§Formulate and implement strategies to achieve individual and department goals as set by supervisor.  Work with colleagues and management to provide guidance, training, and support to reach goals as appropriate.

§ Collaborate with other strategic partners within Company to provide full range of products and services, as appropriate, for customers.  Participate in team presentations, attend joint networking events, and provide introductions/contacts to stakeholders so customer needs may be fully addressed. 

§Participate actively in community to source business development opportunities and demonstrate our Company’s commitment to local communities.

QUALIFICATIONS:

Education/Certifications/Experience:

§Bachelor’s Degree or equivalent experience in business, finance, lending or related field required.

§5+ years of experience in commercial lending, loan portfolio management, or equivalent banking experience required

Skills/Knowledge:

§Thorough knowledge of commercial credit analysis and banking products/services preferred

§Solid communications skills, both written and verbal; ability to communicate effectively with customers, co-workers, management, and community/business leaders

§Demonstrated consultative sales and negotiation skills; ability to identify needs, present effective solutions, and close a sale

§Proficient in Microsoft Office Suite:  Word, Excel, Outlook and PowerPoint

§Proven networking and relationship building skills